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Part of the expense of owning and operating a motor vehicle is the cost of insuring it, but how much is paid for insurance will depend on a number of factors, not least among them is the value of the vehicle and the likelihood that it will be involved in an accident. What car is the least expensive to insure? Insure.com says it is the Mazda Tribute I, while the Porsche Carrera GT takes the top spot for the most expensive car to insure in 2010.

Perhaps the factor that most affects the cost of insuring a vehicle is who the driver is, and how much horsepower the vehicle has. Inexperience and horsepower is a combination that insurance companies generally try to avoid, as more horsepower often translates into higher speeds, combine that with the exuberance of a youth and we have an accident waiting to happen. At least that seems to be the general opinion of most insurance companies.

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